! You are entitled though to collect your deductible back from the party responsible for the injuries. I was stupid and didn't do this when two of my kids got injured. When my daughter broke her thumb in a softball game, the cost of her treatment exceeded her $1,500 deductible. The teams insurance reimburse me for that expense. We had a pitcher who collapse from heat and an out-of-state tournament one time and had a $800 ambulance ride to the hospital. The teams Insurance reimbursed her parents for that as well cuz that applied to her deductible and her insurance.
But you got to think and know that you can go after being reimbursed for your expenses and most people don't. I wouldn't have thought about it untiluthe coach told me to file the form.
When my son broke his leg playing lacrosse and the other son tore all the ankle tendons, I didn't go after getting reimbursed and that probably cost me $2,000. Many teams carry blanket insurance policies that provide secondary coverage. It's cheap like $40 a year a player through National organizations. And protects the team with a blanket policy in case somebody gets seriously hurt and they get sued.
But the point was you are due to be reimbursed you're out of pocket medical expenses by the responsible party.