I live in the Columbia/Baltimore, MD area. I am planning to do an overnight in Shenandoah next week and wish to try an under-quilt before I buy one. Up to this point I have used sleep pads and they have served my purposes. But on a trip to Shenandoah a couple months ago I experienced cold spots for the first time. If I wanted to be cold, I would have slept on the groundBefore I buy an under-quilt, I would really like to try out a piece of kit. Would anyone be willing to lend an under-quilt to me? We could negotiate price for borrowing or collateral for damage.My hammock is a Warbonnet Blackbird XLC.Thanks for considering.